HEVN

Competitive Intelligence & Product Roadmap

Global business finance for non-U.S. companies.

Company Overview

HEVN is a cross-border finance platform that gives international companies named accounts, cards, payments, and stablecoin rails. Serving non-U.S. founders, global SMBs, Web3 companies, agencies, e-commerce teams, and UAE free-zone companies.

Latest Intel

Zeitgeist tracks private signals to determine where the company is heading strategically.

New Intel: HEVN is building around named accounts, UAE free-zone onboarding, and stablecoin rails for non-U.S. companies. That puts Mercury, Brex, and Ramp at risk where their U.S. entity requirements block global founders.

What They're Building

The company's public product roadmap & what they're committed to building.

Named global accounts

HEVN markets local and named accounts for EU, U.S., UAE, and other jurisdictions so non-U.S. companies can receive and move funds without forming a U.S. entity.

Cards and spend controls

The product includes unlimited virtual cards, approval roles, spend controls, audit trails, and 0.5% cashback for company spend.

Stablecoin and fiat rails

HEVN supports ACH, domestic wire, SEPA, internal balances, external wallets, and stablecoin on/off-ramp flows at a stated 0.3% crypto-fiat fee.

UAE free-zone banking

The UAE product page targets free-zone companies with AED virtual accounts, remote onboarding, Xero export, U.S. and SEPA add-ons, and sub-seven-day opening for eligible firms.

API and AI-agent automation

HEVN says invoices and bill payments can be automated through API access and AI-agent workflows, while payment execution remains tied to its finance rails.

Founder and Key Execs

Peter Volnov

Co-Founder and CEO (ex-HOT Labs, HERE Wallet, Web3 infrastructure)

Nikita Briuzgin

Co-Founder and CPO (ex-HOT Labs and HERE Wallet)

Pavel Mitsevich

Co-Founder and CMO (former HOT Labs CMO)

Andrei Zhevlakov

Co-Founder and CTO (ex-HOT Labs and HERE Wallet)

Founder Force Multiplier

The founders previously built HOT Labs and HERE Wallet, giving HEVN direct experience with wallet infrastructure, stablecoin flows, and crypto-native users. That background fits a product built around international banking gaps and fiat-crypto movement.

Funding History

2026 | Founded
2026 | Joined Y Combinator Spring 2026; public databases show YC financing with inconsistent public amount disclosure

Competitors

Brex:

Brex is the U.S.-centric corporate card and finance platform HEVN positions around for international companies without a U.S. entity.

Ramp:

Ramp serves spend management and corporate card buyers, while HEVN starts with global account access and cross-border rails.

Mercury:

Mercury offers startup banking for U.S.-eligible companies; HEVN targets companies blocked by U.S. entity or EIN requirements.

Airwallex:

Airwallex covers global business accounts, FX, and payments at larger scale; HEVN is earlier and more crypto-native.

Wise Business:

Wise Business is a broad international account and payments product; HEVN adds startup finance, cards, and stablecoin movement in one workspace.

HEVN

's Moat:

HEVN has no proven moat yet; the path is regulatory/compliance advantage through KYB workflows, banking partner access, and jurisdiction-specific onboarding data.

How They're Leveraging AI

Invoice and Bill-Pay Tool-Calling Agents

HEVN says invoice and bill-payment flows can be automated through AI agents, which points to a user-facing agent layer for finance operators. The agent likely turns payment requests, invoice context, roles, and approval rules into structured actions inside HEVN rather than making freeform decisions.

AI Use Overview:

No clear AI/ML differentiation.

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