FullSeam

Roadmap & Position in Enterprise Accounting

Deploys AI agents that log into ERPs and banks to autonomously execute accounting workflows.

Company Overview

Builds autonomous AI agents that log into ERPs, billing systems, and banking platforms to automate end-to-end corporate accounting: invoicing, cash application, reconciliation, and vendor bill intake.

What They're Building

The company's public product roadmap & what they're committed to building.

Expanding automated workflow coverage: AR, AP, cash application, reconciliation, contract reading, invoice calculation. Plug-and-play with NetSuite, SAP, QuickBooks, Sage, and CRMs. AI agents act as autonomous teammates that communicate with vendors and customers, record payments, and update financial records.

Latest Intelligence

Zeitgeist tracks private signals to determine where the company is heading strategically.

Accounting Agents Enter Systems Of Record

May 13, 2026

Confidence:

High

New Intel: FullSeam is building accounting agents that log into ERPs, banks, and billing systems to handle AR, AP, reconciliation, and vendor communication. The bet is autonomous execution inside finance systems of record.

Founder and Key Execs

Thomas Dowling, Co-Founder & CEO

Co-Founder & CEO

Geoff Segal, Co-Founder

Co-Founder

Aaron Coppa, Co-Founder

Co-Founder

Founder Force Multiplier

All three co-founders previously co-founded TaxProper (YC S19), the leading property tax software for institutional real estate investors, which was acquired by Opendoor (NASDAQ: OPEN) for 8-figures in 2022 after processing $1B+/year in payments.

Funding History

2019 | Thomas Dowling and Geoff Segal co-found TaxProper (YC S19).
2022 | TaxProper acquired by Opendoor (NASDAQ: OPEN) for 8-figures.
2025 | Thomas Dowling, Geoff Segal, and Aaron Coppa co-found FullSeam.
2026 | Accepted into Y Combinator Winter 2026 batch ($500K).
2026 | Early build/pilot phase.

Competitors

AI Accounting

Vic.ai, Trullion, Docyt.

Workflow

Numeric, Leapfin, FloQast.

Legacy

Workiva, BlackLine.

Horizontal Agents

Adept AI, Induced AI.

FullSeam

's Moat:

AI agents that log into ERPs and banks require enterprise-grade security, credential management, and audit trails. Each integration with a customer's specific ERP configuration (NetSuite, SAP, QuickBooks) becomes harder to replicate as the agent learns accounting-specific workflows. Prior YC exit to Opendoor demonstrates execution ability.

How They're Leveraging AI

Payment-Invoice Matching Automation

AI agents autonomously match incoming payments to open invoices across ERPs and banking platforms, resolving discrepancies without human intervention.

Contract Interpretation & Billing

AI agents read and interpret customer contracts to automatically calculate, generate, and post invoices aligned with revenue recognition rules.

Anomaly Detection & Auto-Reconciliation

AI agents continuously monitor GL transactions and flag reconciliation anomalies before month-end close, predicting mismatches and suggesting corrective entries.

AI Use Overview:

Using payment-invoice matching automation, contract interpretation for billing calculations, and anomaly detection with auto-reconciliation across financial systems.

More Similar Companies

Corgi

AI-native full-stack insurance carrier underwriting startups and tech companies directly.

Full-stack carrier economics combined with AI automation let Corgi price risk faster than brokers and capture margin that legacy insurers structurally leave on the table.

Bilt Rewards

Loyalty program letting renters earn points on rent payments redeemable for travel and more

Bilt turned rent, the largest recurring consumer expense, into a loyalty rail, which generates network effects across landlords, card issuers, and merchants that no points incumbent had ever bridged.

Ramp

AI-powered spend management platform combining cards, AP, procurement, and travel.

Ramp turns finance operations into a data layer where AI agents actively cut customer spend, flipping the SaaS incentive model from usage to savings.

Huscarl

AI-native actuarial helping quantify insurance risk, cut wasteful, and structure captives

Two insurance product builders are applying AI to a $1T+ insurance market served by spreadsheets and misaligned incentives. Huscarl is shifting control back to finance and risk teams.

Back To All Companies >